The Citi Strata Premier card might not be the flashiest card out there, but it's a serious contender for your everyday spending, and here's why. You'll rack up 3x points on a ton of popular categories: restaurants, gas stations, supermarkets, hotels, and even airfare! That's a sweet deal for anyone who spends a good chunk of their budget on these things.

But the real kicker? The card comes with a $100 annual hotel credit. Use that each year, and the card basically pays for itself. Plus, right now, you can snag a 60,000-point bonus after meeting the spending requirements, which is a fantastic way to boost your travel rewards balance. If you're looking for a versatile card that earns well on everyday purchases and offers a solid annual benefit, the Citi Strata Premier is definitely worth a look.