Great news for our Texas-based awardtrail readers! PECU (presumably a local credit union) is offering a bonus of up to $200 for opening a new checking account. The best part? This offer is significantly better than before. You no longer need a direct deposit or to visit a branch to apply. The deal is back until the end of the year: 12/31/25.

To snag the bonus, you'll need to open a PECU checking account and deposit at least $50 within 60 days. You also have to complete five debit card purchases of $10 or more within that same timeframe. Plus, you'll need to open a savings account with a minimum of $10. The offer is available to anyone who lives, works, worships, or attends school in certain counties in Texas, or within a 10-mile radius of their Central Texas or Beaumont branches.

Keep in mind that you'll need to maintain the account for at least 180 days to avoid having the bonus clawed back, and 12 months or you'll pay a $50 fee. As always, the bonus will be reported to the IRS as income. If you're in the area and looking for a quick and easy bonus, this is definitely worth considering!