Unlock Bonus Points: Your Guide to Paying Tuition with Credit Cards
Published on December 24, 2025, 9:11 PM
Paying for college is a wallet-draining experience, but did you know your credit card could turn those tuition bills into a points bonanza? Using a credit card to pay tuition can be a great way to rack up rewards, but it's not always a slam dunk. You need to weigh the transaction fees schools often charge against the value of the points, miles, or cash back you'll earn. If the rewards outweigh the fees, you're in business!
So, is it worth it? It depends! Schools often tack on a "convenience fee" for credit card payments, typically around 2-3%. You'll need to find a card that earns enough rewards to offset that fee. Think of it like this: if your card earns 2% cash back and the fee is 2.5%, you're actually losing money.
The key is to find the right card. Look for cards with high rewards rates, lucrative welcome bonuses, or spending offers. The article highlights some of the most rewarding cards for tackling those tuition bills. Before you swipe, crunch the numbers to make sure you're coming out ahead. You'll need to compare those potential rewards against the fees to see if you're coming out ahead.
