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Bank of America's Back at It: Big Business Banking Bonus, But There's a Catch!
Published on December 7, 2025, 2:21 AM

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Bank of America is once again offering a sweet cash bonus for opening a new business checking account, up to $3,000! The catch? You need to deposit and maintain a significant amount of money to snag the bigger rewards. To get the previously offered $1,000 bonus, you'll need to deposit and maintain $30,000 for a certain period. There are higher tiers as well: $20,000 earns $750, $50,000 earns $1,000, $100,000 earns $1,500, and $500,000 earns $3,000.

Here's why this matters to award travelers: While it might seem unrelated, business checking bonuses can be a fantastic way to boost your travel fund. If you have a side hustle or small business, or even just the means to temporarily park some cash, this could be an easy way to earn some extra money towards your next adventure. The offer is available until January 31, 2026, but you'll need to reach out to a small business banker to get a flyer with the offer.

Keep in mind that this offer isn't available online or in-branch; you need to get it via a small business banker. Also, you can't have been an owner or signer on a Bank of America business checking account in the last 12 months to qualify. Finally, remember the bonus is considered taxable income, so factor that in when deciding if this deal is right for you!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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