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Got the Citi Strata Elite card? Then listen up! Every year, you get a sweet $200 "Splurge Credit" to use at select merchants. Think of it as free money to treat yourself. This isn't automatic, though. You get to choose which brands you want to use the credit at, but only from a limited list of five options.
So, why does this matter to you? Well, who doesn't love free stuff? But seriously, make sure you actually pick your two chosen brands and use the credit! Otherwise, you're just leaving money on the table. It's an easy way to get some value back from your card's annual fee. Just a friendly reminder to maximize those benefits!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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