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WinTrust Bank: Score a Cool $300 for Opening a Checking Account (Limited States)
Published on September 30, 2025, 1:52 AM

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Want some easy cash? WinTrust Bank (available in IL, FL, IN, WI, and MI) is offering a $300 bonus when you open a new Total Access Checking account. To snag the bonus, you'll need to jump through a few hoops: sign up for online banking and eStatements, and set up monthly direct deposits totaling $500 or more for two months straight. You'll also need to open a statement savings account with a deposit of $15,000 and keep it there for three months.

This deal is back on, but the special $200 savings bonus is not, so be aware of that detail. Why should you care? Free money, of course! If you live in one of the eligible states and can meet the requirements (especially that $15,000 savings deposit), it's a pretty straightforward way to pad your travel fund. Just remember the fine print: you can't already be a WinTrust checking account customer, and the bonus is taxable.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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