Hold onto your hats, Amex aficionados! It seems American Express might be cracking down on the number of charge cards (think Platinum, Gold, or Green cards where you have to pay the balance each month) you can hold at one time. Word on the street, originating from Reddit, is that Amex has quietly implemented a 10-charge-card limit per person, encompassing both personal and business cards.

Previously, there was no known limit on charge cards, unlike the well-known "5 credit card rule" (where you can have a maximum of 5 Amex credit cards). This new rule means the absolute most Amex cards you could potentially carry is 15: 5 credit cards and 10 charge cards. If you already have more than 10 charge cards, you're likely grandfathered in, but any new applications might be denied if you're already at the limit.

Why does this matter to you? If you're someone who juggles multiple Amex charge cards for various business expenses, perks, or just because you love collecting them, you might need to rethink your strategy. While it might not impact the majority of us, it's definitely something to keep in mind before applying for your next Amex charge card. As always, data points are still emerging, so stay tuned for more confirmed information!