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Cadence Bank Offers $400 Business Checking Bonus (Limited Time & Region)
Published on November 3, 2025, 2:06 AM

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Hey awardtrail friends! Cadence Bank is offering a sweet $400 bonus for opening a new business checking account, but there are a few hoops to jump through. You'll need to deposit at least $5,000 within 30 days of opening the account and maintain that average daily balance for the first three statement cycles. Plus, you've got to make 15 qualifying transactions (like debit card purchases, online bill payments, or ATM deposits) within those first three cycles too.

This deal is only available in AL, AR, FL, GA, LA, MO, MS, TX, and TN, and you need to open the account in a branch before November 30, 2025. There's a $10 monthly fee for the basic "Business My Way Checking" account, but you can avoid it by keeping a $500 minimum daily balance or making at least five debit card purchases each month. Keep in mind that bank bonuses are considered income, so Uncle Sam will want his cut come tax time. With Huntington acquiring Cadence, this might be the last chance to snag this bonus!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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