Want to pad your travel fund? Wellby Federal Credit Union (formerly JSC FCU) is offering a sweet $1,000 bonus when you open a new "Secure Spending" checking account using the code EARN2025 by November 28, 2025. Here's the catch: You need to deposit $50,000 of *new* money and keep an average daily balance of $50,000 for the three full calendar months *after* the month you open the account. But wait, there's more! The account *also* offers a solid 4.50% APY on balances up to $50,000. However, to snag that interest, you'll need to make 30 debit card purchases each month. No monthly fees are mentioned and it looks like a soft pull, but ChexSystems is unknown. So, is it worth it? If you've got $50k sitting around and can swing the 30 debit transactions a month, this is a great way to earn some extra cash. It's a win-win with the bonus *and* the high-yield interest. If you can't hit the debit card requirement, it's still a decent bonus, but not quite as stellar. Just remember, bank bonuses are considered income, so Uncle Sam will want his cut come tax time!