Heads up, T-Mobile users! It looks like the days of gaming the system to get that sweet $5 autopay discount while still using your favorite credit card are coming to an end. For those not in the know, many folks were setting up autopay with a debit card or bank account to qualify for the discount, but then manually paying with a credit card before the autopay date. This let them snag those valuable credit card rewards without actually using the debit/bank autopay.

The bad news? T-Mobile is reportedly cracking down. Now, even a partial payment made with a credit card (or other "ineligible" method) during your billing cycle will disqualify you from the autopay discount for that month.

Why does this matter to you? Well, if you're like many of us at Awardtrail, you're all about maximizing credit card rewards on every purchase. This change means you'll have to weigh the $5 discount against the points, miles, or cashback you could be earning by paying your T-Mobile bill with a credit card. Time to crunch the numbers and see what makes the most sense for your rewards strategy!