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Bank of America is Giving Away Free Money (If You Already Bank With Them)!
Published on October 10, 2025, 1:54 AM

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Bank of America is quietly handing out $100 bonuses to some of their existing checking account holders! Keep an eye on your email, because the offer is targeted and the subject line reads "Just for you! , you’re getting a $100 cash bonus offer."

The catch? You need to receive a direct deposit of $1,000 within 90 days of "account opening" - presumably meaning the start of the offer period. It's not clear exactly what counts as a direct deposit, but Doctor of Credit has a page listing what has worked for Bank of America customers in the past, so take a look!

Why should you care? Free money! If you're already a Bank of America customer and regularly receive direct deposits anyway, this is essentially a free $100 for doing what you normally do. Easy peasy!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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