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Bank of America is quietly handing out $100 bonuses to some of their existing checking account holders! Keep an eye on your email, because the offer is targeted and the subject line reads "Just for you!
The catch? You need to receive a direct deposit of $1,000 within 90 days of "account opening" - presumably meaning the start of the offer period. It's not clear exactly what counts as a direct deposit, but Doctor of Credit has a page listing what has worked for Bank of America customers in the past, so take a look!
Why should you care? Free money! If you're already a Bank of America customer and regularly receive direct deposits anyway, this is essentially a free $100 for doing what you normally do. Easy peasy!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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