South Central Bank is offering a sweet $200 bonus for opening a Green Tree Checking account. Here's the deal: You need to deposit $2,000 in direct deposits (think paychecks, pensions, etc.) within 90 days of opening the account. The good news? The account has no monthly fees. The bonus will land in your account within 14 days of meeting the requirements.

So, what's the catch? This offer is ONLY available if you open the account at their Franklin, KY branch. Bummer, right? Plus, you can't have had a South Central Bank personal checking account before. It's also unclear if there's an early account termination fee if you close the account shortly after getting the bonus.

Why does this matter to you? If you happen to live near Franklin, KY, or are passing through, this is an easy way to pocket $200! But for the rest of us, it's a reminder to keep an eye out for local bank bonuses – sometimes those hidden gems are worth a detour! As always, remember that bank bonuses are considered income, so you'll need to pay taxes on them.