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Alliant Credit Union is rolling out a targeted offer starting October 1st, 2025, where you can snag a cool $300 bonus for opening a new checking account! The catch? It's targeted, so only existing Alliant Credit Union members within a "selected audience" can participate. If you're targeted, you'll need to open a new checking account between October 1st and October 31st, 2025, and deposit at least $1,500 via direct deposit within 45 days of opening the account.
Why should you care? Well, free money is always good! If you're an existing Alliant member, keep an eye out to see if you're targeted for this offer. It's a pretty easy way to boost your travel fund with a little bit of effort. There are no monthly fees as long as you opt for eStatements, so you can keep the account open without it costing you anything. Just remember there's a $10 early account termination fee if you close it within 90 days.
One more thing to note: Bank bonuses are considered income, so you'll have to pay taxes on that $300. The Doctor of Credit article also suggests keeping an eye out for Rakuten cashback offers that might stack with this bonus, but your mileage may vary (YMMV).
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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