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Score an Easy 8% Return: Credit Union of Southern California Boosts CD Rate!
Published on October 19, 2025, 2:08 AM

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Heads up, deal hunters! The Credit Union of Southern California (CU SoCal) has brought back its super popular CD offer, and this time it's even better! They're now offering an 8% Annual Percentage Yield (APY) on an 8-month Certificate of Deposit (CD) for balances up to $8,000. The last time this deal was around, it was a 7% APY for 7 months.

Why should you care? Well, in today's interest rate environment, finding a guaranteed 8% return on your money is a fantastic opportunity. Think of it as a short-term, high-yield savings account. Plus, CU SoCal is also offering a $150 bonus for opening a checking account. This means you have an opportunity to earn even more money on top of the CD return.

This is a great way to make your money work harder for you. If you have some cash sitting on the sidelines, consider locking it into this CD for a guaranteed return that beats most savings accounts and other CDs. But remember to check the terms and conditions before opening the CD. Don't miss out!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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