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Citibank's Back with a Big Business Checking Bonus - Up to $2,000!
Published on October 27, 2025, 2:08 AM

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Citibank is once again offering a hefty bonus for opening a new business checking account, and it's worth checking out if you have some cash you can stash away for a bit. You can snag up to $2,000, but the amount you get depends on how much you deposit and maintain for 60 days. The tiers range from a $200 bonus for a $5,000 deposit all the way up to that sweet $2,000 bonus for depositing $200,000.

Here's the catch: you need to open the account in a branch, so use the branch locator to find one near you. The easiest account to keep fee free is the CitiBusiness ® Streamlined Checking Account, this has a monthly fee of $15 and is waived have an average monthly balance of $5,000 or more. There's no early account termination fee. While the return diminishes as the deposit amount increases, it's still a solid opportunity to earn some extra cash, especially if you already have a business and are looking for a new banking home.

This offer has been around for a while, popping up periodically, but it's always worth keeping an eye on. Offers have been extended to 1/6/26. So, if you've got the funds available and meet the requirements, this could be a pretty easy win!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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