Heads up, awardtrail readers in Central and Southern Indiana (and a bit of Kentucky)! Indiana Members Credit Union (IMCU) is offering a sweet $200 bonus for opening a new checking account and setting up direct deposit. To snag the bonus, you need to use the promo code "IMCU200" when opening either a Regular or Preferred Checking Account online or by phone. Then, just set up direct deposit with your employer of at least $400 per deposit. After two payroll deposits hit your account, BAM, $200 is yours!

The offer is valid until January 31, 2025, but don't wait too long! Remember that this bonus is considered interest, so you'll owe taxes on it. Also, the account needs to stay open for at least a year, otherwise, they'll claw back the bonus. There are no monthly fees on this account, which is great.

Before you jump in, keep in mind that IMCU will likely do a hard pull on your credit and they do use ChexSystems (a system banks use to track your banking history). Credit card funding is allowed for $1,000 or more. If you're eligible and looking for an easy way to pad your travel fund, this could be a great opportunity!