U.S. Bank is offering a $200 bonus for opening a new Basic Business Savings account! If you've got some cash sitting around, this could be an easy win. Here's the deal: You need to use the promo code Q4SAV25 when opening the account, deposit at least $10,000 of new money (meaning it can't already be with U.S. Bank) within 30 days, and keep that $10,000 balance for 60 days after that initial deposit.

So, why should you care? Well, who doesn't like free money? The account does have a $5 monthly fee, but you can easily waive it by keeping a $500 daily balance. The offer is valid until January 14, 2026, but is not available to NY & FL residents (or any other state without a branch unless you have an existing relationship with the bank). Plus, they do a soft pull on your credit (phew!) and you can even fund the account with up to $3,000 on a credit card, which could be a great way to meet minimum spending requirements. The bonus will be paid out within 30 days after you complete all the requirements. Just make sure you understand the terms and conditions to avoid any surprises!