Heads up, U.S. Bank and Fidelity/Elan cardholders! Check your email for a targeted offer where you can snag up to $100 just for using your card. The deal is pretty straightforward: You need to enroll by November 30, 2025, and then make a certain number of transactions of $10 or more between November 1st and December 31st, 2025.

Specifically, you'll get $20 for 5 transactions, $50 for 15, or a sweet $100 for 50. It's basically free money, but there's a catch: You need to make multiple small purchases. The Doctor of Credit suggests breaking up your utility payments or reloading your Amazon balance in $10 increments. This is important for you because it is essentially free money that you can get back into your pocket with a little bit of work.

Is it worth the effort? That's up to you. It's not a huge windfall, but hey, $100 is $100, especially if you can automate those smaller transactions. So, go check your email and see if you're one of the lucky ones!