Broadway Bank in Texas is offering a business checking bonus again, and this time you can earn up to $400! This is a targeted offer for those in Texas, so if that's you, listen up. To snag the bonus, you'll need to open a new Advantage, Preferred, or Essentials Business Checking account and deposit at least $2,000 within 30 days. You'll also need to enroll in Business Online Banking and complete 10 qualifying transactions (like debit card purchases or online payments, but no ATM stuff!) within 90 days.

The bonus is tiered based on your average monthly balance over the next 120 days. You can earn $300 with a balance of $2,000 - $24,999 or $400 with a balance of $25,000 or greater. Keep in mind that the Advantage Business Checking account has a $12 monthly fee, but you can avoid it by maintaining a $3,000 daily minimum balance or a $15,000 combined daily minimum balance.

Why does this matter? Free money, of course! If you're a small business owner in Texas or planning to start one, this is a relatively easy way to pad your business account. However, remember that you'll need to keep the account open for a while to avoid a small early closure fee ($15 if closed within 90 days), and that the bonus is taxable income. Also consider the opportunity cost of parking your money in a checking account versus a high-yield savings account, especially for the higher tiers. Overall, it's worth considering, especially if you can easily meet the requirements and avoid the monthly fee.