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Simmons Bank is offering a $300 bonus for new checking account customers in AR, TX, TN, OK, MO, and KS. To snag the bonus, you'll need to open a new Classic Checking, Coin Checking, or Simply Checking account with the promo code SB2 by November 30, 2025. You also need to enroll in online banking, access the account through the Simmons Bank app or website within the first statement cycle and again within ninety (90) days after the Account Opening Date, and have direct deposits totaling at least $1,000 in one statement cycle.
Why should you care? A quick $300 is nothing to sneeze at, especially if you're already in the market for a new bank account. The Simply Checking account has no monthly fees, making it easy to keep the account open long enough to get your bonus without any charges eating into your profits.
Keep in mind this isn't the highest bonus we've seen lately, so don't jump through hoops if it doesn't fit your needs. But if you live in one of the eligible states and can easily meet the direct deposit requirement, it's a pretty straightforward way to pad your travel fund. Just remember that bank bonuses are considered income, so you'll owe taxes on that $300.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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