Community Bank & Trust (CB&T) is offering a sweet $400 bonus for new checking account customers in Iowa! To snag the bonus, you need to use the promo code COZY300 when you open the account before November 30, 2024. The catch? You'll need to set up a recurring direct deposit of at least $250 per month (think paycheck, pension, or government benefits - not Zelle or Venmo), and make at least one debit card purchase each statement cycle.

This offer is a great way to pad your travel fund with minimal effort. There aren't any monthly fees on the account, so it's truly free money as long as you meet the requirements. The $400 bonus will be credited to your account within 30 days of meeting the requirements. You'll need to keep the account open and in good standing for at least 30 days after opening it to get the bonus. Just remember, bank bonuses are considered income, so you'll need to report it on your taxes!