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Heads up, U.S. Bank cardholders! Check your emails because there's a targeted offer floating around that could put some extra cash or points in your pocket. The deal? Enroll by October 31, 2025, and then use your U.S. Bank personal or business card to set up and pay two or more insurance payments by December 31, 2025. In return, you'll snag an extra $25 cash back or 2,500 points.
Why should you care? Well, who doesn't like free money or points? The best part is that you don't necessarily have to pay two completely different insurance bills. Past versions of this offer have allowed you to either pay two separate bills, or even pay the same bill twice! There is speculation that even two tiny payments to your insurance provider could trigger the bonus! It's always worth a shot to quickly make two small payments and see if it works. Definitely check your email and enroll to see if you're eligible! Thanks to sg77 and Kyle for the tip!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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