Middlesex Federal is once again offering a sweet $250 bonus for opening a Simply Free Checking account. The offer's valid until October 31, 2025, so you have plenty of time to take advantage. Just use the promo code CHK250 when you sign up.

What makes this deal particularly attractive? You don't need to set up direct deposit! To snag the bonus, you'll need to use your new debit card eight times within 60 days of opening the account and enroll in e-statements. Plus, you can get an extra $25 for downloading their mobile app and another $25 for adding your debit card to your digital wallet, bringing the total bonus to $250. Keep in mind there's a $25 early account termination fee if you close the account within 90 days, so plan to keep it open for at least that long.

Why should you care? Bank bonuses are essentially free money, and this one's relatively easy to obtain since it's a soft pull (meaning it won't negatively impact your credit score) and you don't need a direct deposit. It's a great way to pad your travel fund! Just remember that the bonus is considered income and you'll need to pay taxes on it.