Great news for our Michigan-based awardtrail readers! 4Front Credit Union is offering a $400 bonus for opening a new checking account. The best part? You don't need a direct deposit to snag this deal. Just use the promo code 4Front400 when you sign up.

To grab the bonus, you'll need to log in to mobile banking at least once, deposit $500 or more (remember, direct deposit isn't required!), enroll in e-statements, and make 15 or more purchases with your 4Front Debit MasterCard each month for three consecutive months. While the debit card purchases might seem a little tedious, it's a small price to pay for an easy $400!

The account has no monthly fees, which is always a win. The terms and conditions don't seem to mention an early account termination fee, but it would be prudent to confirm this with 4Front. Bank bonuses are considered interest, so remember to factor that into your tax planning. But hey, who's complaining about a little extra cash? This is a solid bonus, so definitely worth considering if you're in Michigan!