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Plastiq: Still Worth It For Earning Rewards on Bills? Let's Break It Down
Published on October 21, 2025, 1:59 AM

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Alright award trail blazers, let's talk Plastiq! This service lets you pay bills with your credit card, even if those bills normally only take cash or checks. Sounds amazing for racking up points and miles, right? Well, there's a catch: Plastiq charges fees.

The big question is, are those fees worth it? The short answer: it depends. Plastiq can still be a smart move if you're chasing a big welcome bonus on a new credit card, trying to hit a spending threshold for elite status, or have a card that earns really valuable rewards. However, you'll need to do the math to make sure the rewards you earn outweigh the fees Plastiq charges. This is important because it lets you strategically manufacture spending to your advantage.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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