Alright award trail blazers, let's talk Plastiq! This service lets you pay bills with your credit card, even if those bills *normally* only take cash or checks. Sounds amazing for racking up points and miles, right? Well, there's a catch: Plastiq charges fees. The big question is, are those fees worth it? The short answer: it depends. Plastiq can still be a smart move if you're chasing a big welcome bonus on a new credit card, trying to hit a spending threshold for elite status, or have a card that earns really valuable rewards. However, you'll need to do the math to make sure the rewards you earn outweigh the fees Plastiq charges. This is important because it lets you strategically manufacture spending to your advantage.