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Bilt Rewards You for Your Mortgage? Here's the Scoop!
Published on October 15, 2025, 1:57 AM

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Big news for Bilt Rewards fans! It looks like paying your mortgage with the Bilt credit card might actually earn you points down the road. Bilt is partnering with United Wholesale Mortgage (UWM), which is a huge player in the mortgage world. UWM even invested a cool $100 million in Bilt, boosting the company's value.

So, what does this mean for you? Potentially, free travel just for paying your mortgage! Unfortunately, details are still pretty thin. We don't know the exact earning rate yet, and the program won't even launch until 2026.

Even though it's a ways off, this is still exciting. Earning rewards on mortgage payments is something that was only a distant dream, but is now becoming a reality. Keep an eye out for more details from Bilt in the coming months. This could be a game-changer for anyone looking to maximize their rewards earnings and turn those big monthly payments into sweet travel perks!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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