Citi's New AAdvantage Card: Is the $350 Fee Worth 90,000 Miles?
Published on October 19, 2025, 10:05 PM
Citi just dropped a brand-new AAdvantage credit card with a $350 annual fee, and it's packing a hefty 90,000-mile signup bonus after you spend $5,000 in the first 4 months. This is great news because the bonus eligibility is separate from other Citi AAdvantage cards, meaning even if you recently snagged a bonus on another AA card, you might still be able to grab this one. The card also offers some solid perks like free checked bags, preferred boarding, and even a companion certificate after your first year.
Beyond the bonus, you'll earn extra miles on American Airlines purchases, hotels booked through AAdvantage Hotels, restaurants, and rideshares. Plus, there are statement credits for Turo car rentals, inflight purchases, and a flexible "Splurge Credit" for things like home decor or concert tickets. You'll also get lounge access with 4 Admirals Club passes each year and a credit for Global Entry or TSA PreCheck.
So, is it worth it? For the right traveler, maybe. While the annual fee is steep, the signup bonus is enticing. The experts at Doctor of Credit suggest that if you can get approved for the cheaper $99 Platinum Select card, that's probably a better route to take. But if you'll use the perks and maximize those bonus categories, this new card could be a smart way to boost your AAdvantage balance.
