Disclosure: awardtrail earns revenue through display advertising and may earn commissions on some links at no cost to you. Commercial relationships never influence our editorial content or recommendations. Full disclosure →
California Bank & Trust is back with a sweet deal for our California-based readers! You can snag a $250 bonus by opening a qualifying business checking account (think Inspire, Growth, Interest, or Connect). The catch? You'll need to deposit $10,000 and keep it there for 90 days, and then maintain a $5,000 average balance in the third month after opening the account. You'll also need to make at least 10 qualifying transactions within those first 90 days, like mobile deposits, debit card purchases, or ACH transfers. The offer is valid until August 31, 2024.
Why should you care? Well, if you have some cash sitting around, this is an easy way to make a little extra. Even though it's only for a few months, that's a pretty good return on your money. The account has a $7 monthly fee, but you can avoid it by keeping a $1,000 minimum balance OR conducting $1,000 or more in transactions each month. Just make sure you don't close the account within six months, or you'll get hit with a $20 early termination fee. Plus, it's a soft pull on your credit, so it won't ding your score!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
Explore Related Tools
- 🎯 Sign-Up Bonus Tracker
Track your MSR progress and deadlines
- 💳 Benefit & Credit Tracker
See which card credits you haven't used yet
- 🔢 Chase 5/24 Calculator
Know exactly when slots open up
- ❓ Rewards FAQ
Answers to the most common questions
More Recent News

October 8, 2026, 9:16 PM




October 5, 2026, 6:39 PM

October 4, 2026, 9:03 PM
Comments (0)
Community Discussion
Sign in to share your experiences and insights with fellow award travelers.
