Delta Community Credit Union is back with an enticing offer: a bonus that's recently been bumped up to $300! However, before you get too excited, there's a catch. This offer often has targeted language, meaning it might only be available to specific individuals who received direct communication about it, or those in their household. So, check your mail or email to see if you're one of the lucky ones.

If you are targeted (or if there's no targeted language at the time you're reading this!), you'll typically need to open a new checking and savings account, set up a direct deposit of at least $1,000, and meet a few other requirements, like maintaining a minimum balance and making a certain number of debit card transactions. The good news is that Delta Community usually does a "soft pull" of your credit (meaning it won't affect your credit score) and they offer a free checking account with no monthly fees.

For us award travelers, these bank bonuses are a great way to pad our travel funds! Just make sure you read the fine print carefully to ensure you meet all the requirements and avoid any potential fees. And remember, bank bonuses are considered taxable income, so you'll need to report them when you file your taxes. Check the offer details and any recent updates before applying!