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Truist Bank Bonus: Score $400 with a Few Easy Steps!
Published on October 31, 2025, 2:01 AM

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Heads up, deal hunters! Truist Bank (formerly SunTrust and BB&T) is offering a $400 bonus for opening a new checking account. To snag this bonus, you'll need to use the promo code DC400TR1Q425, make at least one direct deposit totaling $2,000 or more within 90 days, and make at least 20 qualifying debit card purchases within 90 days. Make sure those debit purchases POST to your account within the timeframe!

This offer is valid for new Truist Dimension, Truist Bright, or Truist Fundamental checking accounts opened in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC. You're out of luck if you've had a Truist account recently. You won't be eligible if you've held a BB&T/SunTrust or Truist account since before 10/30/24. The Truist Bright Checking account comes with a $12 monthly fee, but you can easily avoid it by having monthly direct deposits of over $500 or maintaining a $1,500 average balance.

Why should you care? A quick $400 is a great way to pad your travel fund, and Truist makes it relatively easy to earn. Just remember to jump on it before the offer expires on March 25, 2026, and meet those direct deposit and debit card purchase requirements! Bank bonuses are considered income, so remember you'll have to pay taxes on the bonus.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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