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First Commonwealth Bank is back with a sweet offer for businesses located in Pennsylvania and Ohio! You can snag a bonus of $300 to $500 just for opening a new business checking account. To get the smaller $300 bonus, you need to make 10 qualifying transactions and deposit at least $3,000 within 60 days of opening the account. For the full $500, bump that deposit up to $5,000 while still completing 10 transactions. Just be sure to use the promo code FCBIZ2 when you sign up by January 2, 2026!
Why should you care? Well, this is practically free money for businesses that meet the requirements! First Commonwealth even offers a free business checking account with no monthly fees, so you don't have to worry about those eating into your bonus. Keep in mind the bonus is considered income, so you'll owe taxes on it. Plus, you can earn a $50 Visa gift card for each business you refer. The one unknown is whether opening the account results in a hard or soft credit pull, so proceed with caution if you're sensitive to credit inquiries.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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