BCU Credit Union is offering a sweet $150 bonus for new members who open a checking account and set up direct deposits. To snag the bonus, you'll need to use the promo code STACK when you sign up and have at least $1,000 in direct deposits hit your account within the first 60 days. This has to be a "real" direct deposit, like your paycheck, pension, or Social Security – no funny business with ATM transfers! Why should you care? Well, $150 is a nice chunk of change for relatively little effort. Plus, the Go checking account has no monthly fees, so you don't have to worry about eating into your bonus. Just make sure you're eligible for BCU membership and open the account by December 31, 2025. You should see the bonus deposited into your savings account by March 15, 2026. Keep in mind that the bonus is considered income, so you'll need to report it on your taxes.