U.S. Bank just launched a new line of credit cards in partnership with Edward Jones, the investment firm. There are two personal cards and one business card in the mix. The Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard® offers a sign-up bonus of 15,000 points (worth $150) after spending $1,500 in the first 90 days, plus it earns 5x points on travel booked through their rewards center and 3x on your top three spending categories. The Edward Jones® Everyday Solutions Flex Balance Mastercard® has no sign-up bonus but offers a $20 statement credit for 11 consecutive months of purchases. The business card, Edward Jones® Everyday Solutions Business World Elite Mastercard®, comes with a 20,000 point ($200) bonus after the same spending requirement and earns 6x on travel booked through their rewards center and 2x on everything else. All cards have no annual fee.

So, should you jump on these? Honestly, probably not. While the lack of an annual fee is nice, the earning rates and redemption value (1 cent per point) aren't particularly exciting compared to other cards out there. The 3x points on top spending categories card might be useful if your spending aligns well, but there are likely better options for maximizing your rewards. In short: these cards aren't game-changers, but it's always good to stay informed!