Heads up, awardtrail readers in specific parts of New York and Pennsylvania! First Heritage Federal Credit Union is offering a cool $100 bonus for opening a new APEX Rewards Checking Account. Now, before you get too excited, this deal is only available if you live, work, worship, or attend school in certain counties in NY (Allegany, Chemung, Livingston, Schuyler, Steuben, Tioga, or Yates) or PA (Bradford, Lycoming, Potter, or Tioga).

If you qualify, snagging the bonus is pretty straightforward. Within 60 days of opening the account, you need to set up at least one direct deposit, make at least 12 debit card transactions (excluding ATM withdrawals), and enroll in eStatements. The account itself has no monthly fees, which is a major plus. While there's no listed expiration date for the offer, these things can change quickly, so if you're eligible, jump on it!

Why does this matter to you? Free money is always good, especially when the requirements are relatively simple. While $100 might not fund your next luxury vacation, it's an easy win for a little extra padding in your travel fund. Just remember to factor in potential taxes, as bank bonuses are considered income. Also, it's important to note that the fine print states that membership is required, so be sure you are eligible before applying.