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Easy $100: New Checking Account Bonus from 316 Financial!
Published on October 30, 2025, 2:04 AM

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316 Financial, a division of Primis Bank, is offering a sweet $100 bonus for opening a new checking account. All you have to do is use the promo code "RELEVANT" when you sign up and make at least one purchase with your debit card by December 12th. The bonus should land in your account by the end of 2025. This is a soft pull, so it won't affect your credit score.

Why should you care? Well, free money! Plus, there are no monthly fees to worry about and no early account termination fee. It's a pretty straightforward way to pad your travel fund with minimal effort. Doctor of Credit thinks it's a good deal, and they've added it to their list of best bank account bonuses. Keep in mind that bank bonuses are considered income, so you'll need to factor it in when you do your taxes. But hey, a little paperwork for $100 isn't too bad, right?

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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