MooMoo, the fintech brokerage app, is running a promotion where existing users can snag a bonus for depositing more funds or transferring assets into their accounts. If you're already using MooMoo and have had funds settled before October 15, 2025, this is definitely worth a look!

The bonus amounts range from $200 for depositing $10,000-$24,999, all the way up to a whopping $4,000 for deposits over $1,000,000. The catch? You need to keep the funds in your MooMoo account for 90 days after you receive the bonus, which should post within 10 business days after January 31, 2026. So, expect around a 105-110 day hold if you deposit near the end of the promo period.

Why should you care? Well, if you're already using MooMoo, this is basically free money! The best return comes from depositing around $10,000, which gets you a roughly 6% APY when you factor in MooMoo's existing 3.85% interest rate on cash accounts. Just be aware that some users have reported issues with cost basis transfers, so weigh the pros and cons before moving your investments.