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Citi Strata Elite Cardholders Get a HUGE Break: Annual Fee Refunded!
Published on October 19, 2025, 2:08 AM

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Heads up, Citi Strata Elite cardholders! Citi is making amends for the recent 4506-C form fiasco. If you were affected, you should be receiving an email from Citi announcing they're refunding the entire $595 annual fee with a statement credit! Plus, if you added any authorized users and were charged for them, you'll get an additional $75 statement credit per user.

The best part? You don't even need to meet the minimum spending requirement to snag those 100,000 bonus points. It seems like Citi is really trying to smooth things over, possibly spurred by a recent Wall Street Journal article highlighting the issues.

This is a massive win for those impacted by the form troubles! Make sure to check your email for confirmation. But a word of caution: given Citi's, shall we say, interesting track record with IT, keep an eye on your statements to ensure the credits actually post. It might not be over 'til the statement credits sing!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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