IQ Credit Union is offering a sweet $100 bonus for both you and a friend when you refer them to open a new checking account! This is a fantastic, low-effort way to pad your travel fund. The offer is available to new and existing iQ Credit Union members. To qualify, you generally need to reside in specific counties in Oregon, be in Oregon with membership to the Pacific Foundation for Blind Children, or live in Washington. Relatives of current members also qualify!

The process is straightforward: your friend opens a new checking account. There's a minimum opening deposit of just $5 required for a Savings Account. The fine print highlights a few important points: you both need to be over 18, and you can't combine this with other offers. Business accounts and a few other account types aren't eligible. There are no monthly fees to worry about, and while it's unclear if there's an early account termination fee, the lack of monthly fees makes this offer pretty risk-free.

Why should you care? $100 is $100! It can go towards that fancy dinner on your next vacation, a cool experience, or even just help offset the cost of travel. It's an easy win if you or someone you know lives in an eligible area.