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Schertz Bank & Trust in Texas is offering a $300 bonus for opening a new DirectPLUS Checking Account. To snag the bonus, you'll need to set up direct deposits totaling $500 or more per month and maintain a minimum daily balance of $500 for at least 90 days. It looks like you have to contact them to start the process.
Why should you care? Well, $300 is a pretty sweet deal for meeting those requirements, especially if you already have direct deposit set up. There's a small $5 monthly fee, but you can easily avoid it by keeping your balance above $500. While it's unclear if there's an early account termination fee, if you're planning to keep the account open for a while, it's likely not an issue.
Since bank bonuses are considered income, remember you'll need to pay taxes on the $300. As always, do your own research before applying! This bonus is only for those in Texas, so unfortunately, the rest of us will need to sit this one out.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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