Chase is back with a potentially lucrative offer for the Marriott Bonvoy Boundless card: a whopping 125,000 bonus points and a free night certificate (worth up to 50,000 points) after you spend $3,000 in the first three months. If you're eyeing that dream Marriott stay, this could be a fast track to getting there. The card itself has a $95 annual fee, which isn't waived, so factor that in.

Now, before you jump in, there are some eligibility restrictions. You can't get this bonus if you currently have the Marriott Bonvoy Premier or Boundless card, or if you've received a new cardmember bonus for either of those cards in the past 24 months. Also, Amex Marriott cardholders, take note! If you've had certain Amex Marriott cards recently, you might not be eligible either. The card also earns one Elite Night Credit for every $5,000 you spend and gives you automatic Silver Elite status. If you spend $35,000 in a year, you'll get Gold status.

While this offer sounds amazing, some travel experts (like Doctor of Credit) think the previous offer of five free night certificates was better, since the free night certificates could be redeemed at hotels that cost more points. This new certificate can be topped up with up to 15,000 points, but overall might be less valuable than the previous offer. So, it really comes down to your travel style and whether you prefer a large chunk of points or the flexibility of multiple free nights.