The Mesa Homeowners Card, which promised a way to earn rewards on your mortgage payments, has abruptly shut down just a year after its launch. If you were a cardholder, this likely comes as a shock, leaving you scrambling for alternatives to keep those points rolling in. It's a bummer because earning rewards on something as big as a mortgage could really boost your points balance.

So, what now? Don't panic! The original article has some good advice. Mainly, it's time to look for another card that offers similar benefits or find creative ways to maximize your spending in other categories. While finding a direct replacement for mortgage payments might be tough, you might want to look at cards that give solid rewards on everyday spending or offer sign-up bonuses to quickly replenish your points stash. This news matters because it highlights the volatility of some niche rewards cards and the importance of having a diversified strategy for earning points and miles.