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Heads up, small business owners! Capital One is offering a sweet bonus for opening a new business checking account. You can earn up to $1,000 by using the promo code BIZBONUS1000. The deal hinges on how much you deposit and maintain in the account. Deposit at least $5,000 and maintain that balance for 60 days within the first 90 days, and you'll snag a $500 bonus. Go bigger with a $30,000 deposit and maintain that for the same period, and you'll pocket a cool $1,000. Don't forget, you'll also need to make 10 qualifying electronic transactions (like wires, ACH transfers, or remote check deposits) within 90 days of opening the account.
Here's the catch (there's always one, right?): To be eligible, you must have had a Capital One Business credit card for at least 90 days before opening the checking account and log in when filling out the application. Also, the money you deposit needs to come from outside of Capital One, and you need to use the promo code. The offer is valid until October 31, 2025, so don't delay!
Why should you care? If you're already a Capital One Business cardholder and looking for a new home for your business funds, this is an easy way to grab some extra cash. Just make sure you can meet the deposit and transaction requirements to maximize your bonus. Remember, the bonus is considered interest and will be reported to the IRS.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM

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