Heads up, bonus hunters in Illinois and Indiana! Peoples Bank (that's ibankpeoples IL, IN to be specific, because apparently there are a LOT of Peoples Banks) is offering a sweet $400 bonus for opening a new checking account. This is a great way to pad your travel fund with minimal effort.

To snag the bonus, you'll need to enroll in eStatements and set up direct deposit. The key is to make sure you have at least $1,000 in direct deposits hitting the account within 90 days of opening it. After that, sit tight for about 60 days, and the bonus should appear in your account. Just remember, bank bonuses are considered income, so you'll need to factor that into your tax planning.

The account itself seems pretty straightforward – Your First Checking has no monthly fees, which is always a plus. Before you jump in, it's worth doing a little digging to see if it triggers a hard pull on your credit (which is unlikely, but good to know) or if they use ChexSystems. If you decide to go for it, let us know about your experience in the comments!