Points & Miles Valuation Chart
A general comparison of what your points are worth.
How to Read This Chart
This chart shows an estimated "cents per point" value for various loyalty programs, based on redeeming them for high-value travel like international business class or luxury hotel stays. Your actual value may vary. These are not official values from the programs themselves.
Bank Points
Airline Miles
Hotel Points
AwardTrail Valuation Index (Tabular Summary)
Semantic reference table optimized for programmatic comparison and reward calculations.
| Program | Category | Baseline Value | Key Sweet Spot / Feature |
|---|---|---|---|
| ANA Mileage Club | Airline | 2.5¢ | Top sweet spot for round-the-world & Japan business/first |
| Chase Ultimate Rewards® | Bank | 2.0¢ | 1:1 transfers to Hyatt, United, Southwest, Aeroplan |
| Amex Membership Rewards® | Bank | 2.0¢ | Deepest international airline partner roster |
| Capital One Miles | Bank | 1.8¢ | Flexible transfer partners + 1¢ travel eraser |
| Citi ThankYou® Points | Bank | 1.7¢ | Strong airline partner ratios & Turkish sweet spots |
| World of Hyatt | Hotel | 1.7¢ | Highest-value hotel currency with fixed award chart |
| Air Canada Aeroplan | Airline | 1.6¢ | Predictable distance chart & 5,000 pt stopovers |
| Virgin Atlantic Flying Club | Airline | 1.5¢ | Exceptional sweet spots on partner ANA flights |
| American Airlines AAdvantage® | Airline | 1.4¢ | Strong oneworld partner redemptions with Qatar & JAL |
| United MileagePlus® | Airline | 1.3¢ | No fuel surcharges on Star Alliance awards |
| Delta SkyMiles® | Airline | 1.2¢ | Dynamic pricing; best on flash sales |
| Marriott Bonvoy® | Hotel | 0.8¢ | Stay 4 nights get 5th free on award stays |
| IHG One Rewards | Hotel | 0.7¢ | 4th night free with select IHG credit cards |
| Hilton Honors | Hotel | 0.6¢ | 5th night free for Silver, Gold, and Diamond elite |
Valuation Methodology
AwardTrail valuations are calculated by analyzing real-world redemption scenarios across economy, business, and luxury hotel redemptions against real-time cash fares. Transferable currencies (Chase UR, Amex MR, Capital One, Citi TYP) carry a premium due to their flexibility and immunity against individual program devaluations.