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Your Guide to IHG One Rewards
A valuable program for Chase cardholders, highlighted by the 4th night free perk.

How to Earn IHG Points

IHG points are easy to earn, especially through their partnership with Chase and their lineup of co-branded credit cards.

MethodDescription
Credit Card TransfersChase Ultimate Rewards is the primary transfer partner.
IHG Co-branded CardsThe Chase IHG Rewards Premier and Traveler cards are great ways to earn points and get automatic elite status.
Hotel StaysEarn 10 points per dollar at most IHG brands, with significant bonuses for elite members.
PartnersEarn points through IHG Dining, car rentals, and other partners.

How to Use Your Points

IHG One Rewards uses a dynamic award pricing system, which means the number of points you'll need for a stay can change depending on the hotel, date, and demand.

  • Free Night Awards: Redeem your points for free nights at any IHG property around the world, from Holiday Inn Express to high-end Six Senses resorts.
  • No Blackout Dates: If a standard room is available to book with cash, you can book it with your points.
  • Elite Status Benefits: Diamond and Platinum Elite members are eligible for space-available room upgrades on their stays.

The Best Deals (Sweet Spots)

Here's how to get the best value from your IHG One Rewards points:

Fourth Night Free for Cardholders

This is the program's best perk. If you hold one of the Chase IHG credit cards, you'll get your 4th night free on award stays of 4 nights or more, which is like a 25% discount.

Points & Cash Flexibility

If you're short on points, you can use a mix of points and cash. Interestingly, the cash portion is basically like buying points at a fixed rate, which can often be a good deal.

Luxury Stays at InterContinental & Kimpton

Use your points for stays at IHG's high-end and stylish boutique brands, which can be a great value compared to high cash prices.

Dynamic Pricing Deals

Because the price in points can change, keep an eye out for sales and off-peak times. You can sometimes find very low redemption rates.