Heads up, U.S. Bank Cash+ cardholders! It's time to lock in your 5% bonus categories for the last quarter of 2025 (October through December). This card is pretty sweet because *you* get to pick which categories earn you the most rewards. So, instead of being stuck with whatever the bank decides, you get to tailor your rewards to your spending habits. Why does this matter? Well, maximizing your rewards is the name of the game, right? By choosing categories where you know you'll be spending, you're essentially getting a 5% discount on those purchases. Think utilities, streaming services, fast food, or even department stores—the options are pretty diverse. Head over to the U.S. Bank website or app and make your selections now so you don't miss out!