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Heads up, U.S. Bank Cash+ cardholders! It's time to lock in your 5% bonus categories for the last quarter of 2025 (October through December). This card is pretty sweet because you get to pick which categories earn you the most rewards. So, instead of being stuck with whatever the bank decides, you get to tailor your rewards to your spending habits.
Why does this matter? Well, maximizing your rewards is the name of the game, right? By choosing categories where you know you'll be spending, you're essentially getting a 5% discount on those purchases. Think utilities, streaming services, fast food, or even department stores—the options are pretty diverse. Head over to the U.S. Bank website or app and make your selections now so you don't miss out!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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