Chase Sapphire Reserve cardholders, listen up! That shiny new $300 annual dining credit (split into two $150 chunks) is now live, but there are a few quirks you NEED to know to make sure you're actually getting the benefit. This isn't a free-for-all on DoorDash – it's tied to a specific list of restaurants curated by Chase called "Sapphire Reserve Exclusive Tables." Find them via the link in the article and on useyourcredits.com.

The good news? It looks like Chase has fixed some issues! Initially, using the Toast wireless checkout system in-restaurant could cause problems with the credit posting, but those kinks seem to be worked out. Even better, it's now reported that online gift cards purchased directly from restaurants using the Toast system are triggering the credit! This is a HUGE win because it gives you way more flexibility.

Just a reminder: buying physical gift cards or doing takeout directly at the restaurant should work, as it processes like a regular dine-in purchase. However, you must use your CSR when paying, not a third-party app. Splitting bills between multiple CSR cards is also fair game if you're dining with another cardholder. Keep an eye on your statement because, while Chase says credits can take 6-8 weeks, they usually post much faster. Happy dining (and credit-earning)!