Heads up, savvy savers! Robinhood is back with a tempting offer to boost your retirement nest egg. From now until April 30, 2026, you can score a bonus by rolling over your existing IRA or 401(k) to Robinhood. New contributions earn a solid 3% match, while transfers get you 2%.

Now, before you jump in, there are a couple of catches. First, you'll need to subscribe to Robinhood Gold (which comes with a fee) to snag the full 3% match. Second, you'll need to keep that Gold subscription active for a year AND leave your IRA with Robinhood for at least five years. If you're already a Robinhood Gold member and planning to keep your retirement funds parked for the long haul, this could be a fantastic way to pad your savings.

Why should you care? Brokerage bonuses like this are basically free money. If you were already considering moving your retirement funds or opening a new IRA, this offer sweetens the deal. Just make sure you weigh the Robinhood Gold fee and the five-year lock-in period against the potential bonus to see if it's truly worth it for your individual situation.