American Bank & Trust is back with a sweet deal: score a $250 bonus when you open a new checking account and set up a direct deposit. To snag the bonus, you need to open the account and have that direct deposit hit your account within 90 days. Keep in mind that person-to-person payments like Zelle or external bank transfers won't count as a direct deposit, so make sure you're setting up a proper direct deposit from your employer or another source. Why should you care? Well, $250 is a nice chunk of change for a relatively simple task. There are no monthly fees on the account, which is great, but watch out for the $25 early account termination fee if you close the account within 90 days. This offer is valid until October 31, 2025, so don't delay! Remember, bank bonuses are considered interest income, so you'll need to report it on your taxes.