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Wells Fargo just dropped two new credit cards in partnership with Expedia's "One Key" rewards program (which combines Expedia, Hotels.com, and Vrbo). There's the One Key+ Card ($99 annual fee) and the basic One Key Card (no annual fee). The real kicker? Big sign-up bonuses! You can snag $600 in OneKeyCash after spending $3,000 in the first three months with the One Key+ Card, or $400 in OneKeyCash after spending $1,000 in the first three months with the no-annual-fee One Key Card.
These cards earn rewards as "OneKeyCash" which you can use within the Expedia ecosystem. Both cards offer 3% back on Expedia, Hotels.com, and Vrbo purchases, plus 3% at gas stations, grocery stores, and on dining. The One Key+ card gives you 2% on everything else, while the no-fee card gives 1.5%. The One Key+ card also throws in a $100 annual OneKeyCash bonus and a credit for Global Entry or TSA PreCheck.
So, what's the catch? While the sign-up bonuses are tempting, the long-term value might not be there. The Doctor of Credit folks point out that booking through third-party sites like Expedia often means missing out on hotel elite benefits and elite night credits. However, if you're a frequent Expedia user and can maximize the initial bonus, it might be worth grabbing one of these cards, especially the One Key+ card. Just remember to do the math and see if it fits your travel style.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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October 8, 2026, 9:16 PM


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